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TODAY'S BEST RATES

Effective date: February 6, 2023

Apply Now

30 Year Fixed Rate  *

Rate:  5.750%

APR:  6.014%


20 Year Fixed Rate *

Rate:  5.750%

APR:  5.103%


15 Year Fixed Rate *

Rate:  5.500%

APR:  5.942%


3/1 ARM (Conforming) *

Rate: Call for rates 

APR: 


7/1 ARM (Conforming) *

Rate: Call for rates

APR: 

FHA (30 Year Fixed Rate)  *

Rate: 5.625%

APR:  5.887%


VA (30 Year Fixed Rate) *

Rate: 6.000%

APR: 6.268%


CASH OUT (30 Year Fixed Rate) *

Rate: 6.000%

APR:  6.268%


5/1 ARM (Conforming) *

Rate: Call for rates

APR: 


We offer Jumbo Products and Investment Products. Ask us for a quote!

Please contact a loan officer who will gladly help you find the best rate.

*Rate quoted is our "best rate." Rates may vary depending upon your credit and are subject to change at any time without notice. 
The above mentioned rates and APRs are based off of a loan amount of $150,000 with a 25% downpayment and a qualifying credit score of 740 plus fees associated to include the 1% origination, lender fees totaling $1340 plus third-party fees to include: Tax Service Fee (cost state specific); Credit Report Fee $37; Flood Cert Fee $11.25; and Document Review Fee (Texas only) of $150. 

The above mentioned Jumbo Loans are based on a maximum loan amount of $675,000 with a 20% downpayment and a qualifying credit score of 740 plus fees associated to include 1% origination and/ or discount, lender fees totaling $1340, plus third-party fees to include: Tax Service Fee (cost state specific); Credit Report Fee $37; Flood Cert Fee $11.25; and Document Review Fee (Texas only) of $150. 

This is not an advertisement to extend consumer credit, nor is it an offer to enter into an interest rate or discount point agreement. Prices are subject to change at any time without notice. Please contact Member Home Loan for specific information. All loans must be approved prior to locking.

 

**Credit Union makes the final decision. 

We Do Business in Accordance with Federal Fair Lending Laws 
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or

  • Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.


UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:

  • On the basis of race, color, national origin, religion, sex, marital status, or age;

  • Because income is from public assistance; or because a right was exercised under the Consumer Credit Protection Act.

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SERVICING DEPARTMENT  |  PAY MY MORTGAGE  |  RECOVERY FUND NOTICE  |  SECURE DOCUMENT TRANSFER  l  CLIENT/INVESTOR LOGIN | 

A consumer wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. 

The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of Licensed Residential Mortgage Loan Originators.  A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

© 2023. Equal Housing Lender. All rights reserved. Member Home Loan, MHL, and all related logos are trademarks of Member Home Loan, LLC. Office located at 9601 Jones Rd., suite 108, Houston, TX 77065.   NMLS#105693. Member Home Loan is a subsidiary of CU Alliance, LLC.

Member Home Loan, LLC  |    NMLS#105693

9601 Jones Road, Suite 108  |  Houston, TX 77065

832-912-2151  |  questions@MHLcu.com

SERVICING DEPARTMENT  |  PAY MY MORTGAGE  |  RECOVERY FUND NOTICE  |  SECURE DOCUMENT TRANSFER  l  CLIENT/INVESTOR LOGIN | 

A consumer wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. 

The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of Licensed Residential Mortgage Loan Originators.  A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

© 2023. Equal Housing Lender. All rights reserved. Member Home Loan, MHL, and all related logos are trademarks of Member Home Loan, LLC. Office located at 9601 Jones Rd., suite 108, Houston, TX 77065.   NMLS#105693. Member Home Loan is a subsidiary of CU Alliance, LLC.